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General information
Welcome to the MEL insurance service pages  

These pages are for employers and they provide current information about MEL pension insurance and other matters that employers are required to notify.

An employer must arrange MEL pension insurance for all seafarers it employs aged from 18 to 68 years who fall within the sphere of MEL. MEL pension insurance is a legal requirement and therefore obligatory, and it is handled by the Seafarer’s Pension Fund.

This legal requirement does not apply to employees below the age of 18 and over the age of 68. The legal requirement is not affected by whether the employee has already retired; age limits are the only criteria. Employees can continue to work beyond the age of 68 but pension insurance contributions are no longer deducted from their earnings. The same applies to employees below the age of 18.

The employer must inform the Seafarer’s Pension Fund once a month of its employees’ earnings and pay the earnings-based pension insurance contributions. Notification should be submitted through the Ankkuri online service for employers; employers can order the usernames required for data protection and an online service agreement from the Seafarer’s Pension Fund.

Call +358 10 633 9955 for further information or contact Ove Herrlin on +358 10 633 9956 or Tarja Lampi on +358 10 633 9968.

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