Disability pension
You can receive disability pension if
- you are less than 63 years old, and
- your work capacity has diminished due to illness for at least one year
Disability pensions include
- cash rehabilitation benefit (disability pension for a fixed term)
- full disability pension
- partial disability pension
Full disability pension is awarded if your capacity to work has diminished by at least 3/5. Pension generally starts after the period of sickness allowance preceding the payment of the disability pension has ended, in other words about a year after the onset of disability.
Partial disability pension is granted if your capacity to work has diminished by at least 2/5. A person can apply for a preliminary decision concerning partial disability pension while still in full-time employment. The partial disability pension is half of the full disability pension.
If work capacity is expected to be restored through treatment or rehabilitation, pension is awarded as cash rehabilitation benefit for a fixed term.
The assessment of the extent to which work capacity has diminished takes into consideration your remaining capacity to engage in suitable gainful employment that could reasonably be expected in view of your educational background, previous work experience, age and place of residence as well as other similar factors.
The right of a 60-year-old person to disability pension is assessed especially from the perspective of his or her profession.