• Pension accrues from gainful employment between the ages of 18–68
• Pension accrues from annual earnings in line with an age-related percentage
• Pension accrues from certain unpaid periods
• Earnings are reviewed according to a wage coefficient, and pensions according to the pension index
• Pension provision is adjusted to the change in life expectancy through the life expectancy coefficient

Check your personal pension information by logging on to our Loki online service with

• your Finnish online banking password or 
• chip card

You can also estimate the amount of your future old-age pension, and do other things, online. All Loki service functions are SSL encrypted and secure to use.

Go to the Loki online service (only in Finnish and Swedish)