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Changes in family circumstances and the survivors’ pension 

A child reaches 18

A child’s pension ends when the child reaches the age of 18. When the youngest child in a family reaches 18 years of age, the amount of the surviving spouse’s pension is reviewed and possibly reduced. When the child has reached the age of 18, the surviving spouse’s own earnings-based pension or calculated earnings-based pension is taken into consideration when reviewing the amount of surviving spouse’s pension. The surviving spouse’s own earnings-based pension or calculated earnings-based pension may reduce the surviving spouse’s survivors’ pension.

If the surviving spouse does not yet receive his or her own pension, the surviving spouse’s calculated earnings-based pension is used to review the amount of surviving spouse’s pension. This refers to the pension that the surviving spouse would have received if he or she had become incapable of work on the 18th birthday of the youngest child of the deceased or on the day of the death of the deceased spouse if there are no minor children.

A surviving spouse is awarded his or her own pension

The amount of survivors’ pension is reviewed when a surviving spouse who receives survivors’ pension is awarded his or her own pension. A reduction is made to the survivors’ pension depending on the amount of the surviving spouse’s own pension. A new pension decision is issued only if the amount of survivors’ pension changes.
If the surviving spouse does not yet receive his or her own pension at the time of the death of the deceased spouse, and he or she has no minor children, the amount of survivors’ pension is reviewed and a possible reduction is made to the surviving spouse’s survivors’ pension based on calculated earnings-based pension six months after the survivors’ pension has started.

If the surviving spouse already receives his or her own pension or had reached 65 years at the time the deceased spouse died, the surviving spouse’s own pension is taken into consideration immediately at the start of the survivors’ pension. The surviving spouse’s own pension may reduce the surviving spouse’s survivors’ pension.

A surviving spouse remarries

The surviving spouse’s pension ends due to remarriage if the surviving spouse is less than 50 years of age at the time of remarrying. In this instance, the surviving spouse receives a lump-sum payment equivalent to 3 years of surviving spouse’s pension. If the surviving spouse’s pension is paid due to a death that occurred before 1 July 1990, the lump-sum payment is equivalent to 2 years of surviving spouse’s pension.
A surviving spouse who remarries at more than 50 years of age does not lose his or her surviving spouse’s pension, but rights to a new surviving spouse’s pension do not accrue from the new marriage.