General and earned retirement age

Retirement age regulations under MEL differ for crews and ship’s officers.
The general retirement age for crews and ship’s officers is 63-68 years of age. General retirement age refers to the age when all people who belong to the group concerned are entitled to retire on an old-age pension regardless of their length of service at sea.

Both crew and ship’s officers have their own earned retirement age.
The requirements for receiving a pension at the earned, or lower, retirement age are

• you have a certain amount of service at sea
• you have reached the earned retirement age during service at sea
• within the last three years, you have worked or otherwise accrued the minimum 18 months that entitle you to a pension.

Read more:

General and earned retirement age for ship’s officers
General and earned retirement age for crews

Check your personal retirement age by logging on to our online service with

• your online banking password or
• chip card

All Loki service functions are SSL encrypted and secure to use.

You can also estimate the amount of your future old-age pension, and do other things, online.

Go to the Loki online service (only in Finnish and Swedish)