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Survivors' pension

The MEL pension insurance also provides financial security to the family members of the insured party in case of death. Survivors' pension is paid as a widow's pension and as a child's pension.

A widow is entitled to a widow's pension if:

  • they were married to the insured party before the deceased had turned 65 and the couple has or has had a child together
  • they were married to the insured party before the widow turned 50 and the deceased turned 65 and the marriage had continued for at least five years, and
    • at the time of death of the deceased, the widow was aged 50 or older, or
    • at the time of death of the deceased, the widow had received disability pension in accordance with the employee pension legislation or the National Pensions Act for at least three years.

      A previous spouse of the deceased may also be entitled to a widow's pension if the deceased was liable to pay them alimony.

      A widow refers to both male and female widows and the other party of a registered partnership. Domestic partners are not entitled to a widow's pension. 

      A child's pension is paid to
  • children and foster/adopted children of the deceased if/when they are under the age of 18
  • to the widow's child under the age of 18 who lived in the same household as the deceased and their widow at the time of death of the deceased.

Electronic services

Seafarers

Loki online service (available in Finnish and Swedish)