Who is insured according to the Seafarer's Pensions Act
If you are working as intended in the Seafarers' Employment Contracts Act
- on a Finnish commercial vessel utilised in international traffic
- on a Finnish rescue or fishing boat operating at sea with an intent to make profit
- on another type of Finnish icebreaker than harbour icebreaker
- on a Finnish cargo ship, tugboat, or pusher boat primarily operating in domestic sea traffic and registered in the commercial vessel index
- on a Finnish commercial vessel utilised in international traffic which is primarily rented abroad without a crew and you are employed by the owner of the vessel or an employer used by them
- on a foreign commercial vessel whose Finnish shipowner has rented it primarily without a crew and you are employed by the shipowner or an employer used by them
your employer is liable to insure you in accordance with the Seafarer's Pensions Act (MEL).
On a vessel marked in the commercial vessel index, the Seafarer's Pensions Act is applied to the citizens of EU/EEA countries and the citizens of third countries permanently living in EU/EEA countries.
On icebreakers, the Seafarer's Pensions Act is applied to the crew and the officers. Employed officers are covered by MEL as of 1 January 2010.
Who is insured in accordance with other employee pension legislation
If you are working on a vessel as a musician, actor, dancer, or other performing artist, and your employment is intended to last less than a year, you will not be insured in accordance with the Seafarer's Pensions Act but with the Employees Pensions Act.
If you are working as a self-employer entrepreneur, you must obtain a Self-Employed Persons' Pensions Act insurance if you meet its requirements.
If you are working on a domestic traffic vessel, you will be insured in accordance with the Employees Pensions Act. If you are working in the same employment relationship in both international and domestic traffic, you will be insured in accordance with either MEL or the Employees Pensions Act, depending under which law your primary employment falls. When organising pension security, the employment will not be divided between different pension legislation.
If it is unclear whether an individual or people employed in a certain vessel should be insured in accordance with the Seafarer's Pensions Act or some other act, the Board of the Seafarer's Pension Fund will solve the issue.