Years-of-service pension

An employee has the right to years-of-service pension at the age of 63, if:

  • the person has had a working life of at least 38 years for which earnings-related pension insurance has been taken out and which has entailed, with minor exceptions, strenuous and wearing work.
  • the person's working capacity has deteriorated due to sickness, impediment or disability but does not fulfil the requirements of full disability pension;
  • the person's possibility to continue working has, due to reasons stated in part 1 and 2, permanently deteriorated; and 
  • when the age limit is fulfilled or after the pension application has been submitted and the strenuous and wearing work stated in part 1 continues or the employment has ended one year ago at the most.

You can apply for a preliminary decision of years-of-service pension. The decision will be valid for six months.

Apply for the years-of-service pension with the years-of-service pension application form. Attach medical statement B to your application.

The amount of years-of-service pension is the accrued pension on the month before the years-of-service pension is granted. 

Old-age pension
Flexible partial old-age pension
Disability pension
Years-of-service pension
Vocational rehabilitation
Survivors' pension
  • How is it assessed how strenuous and exhausting the work is?
    The years-of-service pension is intended for people who have worked for many years in particularly demanding job. When evaluating the strain and wear of the employee's work, the requirement is that the work has included one or several of the following factors to a significant degree:
    1. work movements that require a lot of muscular strength or prolonged muscle strain
    2. particularly intense strain on respiratory and circulatory organs
    3. strenuous and difficult work positions
    4. repetitive work movements that require strength or great speed, or work movements that simultaneously comprise hand-gripping, turning and strength
    5. interactive work that causes especially demanding and exceptional mental strain
    6. work in an assignment that calls for constant vigilance or extreme caution, with a heightened risk of fatal or near-fatal accidents or an evident risk of violence.
  • Working while on a pension – Is there a specific income amount?

    You can work as much as you like alongside your old-age pension and partial old-age pension, without it affecting the gross pension that you are receiving. If you work while on a disability or years-of-service pension, you can only earn a specific amount. To find out your personal earnings limit, please contact our customer service.

    If you work while on a pension, you need two tax cards, one for your pension income and one for your earned income.